:root {
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: #10234a;
  background: #00319b;
  --blue-950: #001d63;
  --blue-700: #075ad8;
  --blue-500: #0c83ed;
  --gold: #ffc927;
  --surface: rgba(255,255,255,.97);
  --line: #dfe7f5;
  --muted: #66769a;
}
* { box-sizing: border-box; }
html { min-height: 100%; scroll-behavior: smooth; background: #00319b; }
body {
  margin: 0;
  min-width: 320px;
  min-height: 100vh;
  color: #10234a;
  background:
    radial-gradient(circle at 82% 10%, rgba(55,180,255,.38), transparent 30rem),
    radial-gradient(circle at 7% 86%, rgba(19,129,255,.36), transparent 34rem),
    linear-gradient(145deg, var(--blue-950), #034ac2 55%, #00319b);
  background-attachment: fixed;
}
a { color: var(--blue-700); }
.content-header {
  position: sticky;
  z-index: 10;
  top: 0;
  padding: max(12px, env(safe-area-inset-top)) 16px 12px;
  color: white;
  background: rgba(0,37,116,.78);
  border-bottom: 1px solid rgba(255,255,255,.14);
  backdrop-filter: blur(18px);
  -webkit-backdrop-filter: blur(18px);
}
.header-inner { width: min(820px, 100%); margin: auto; display: grid; grid-template-columns: 44px 1fr 44px; align-items: center; gap: 10px; }
.back-button {
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  border: 1px solid rgba(255,255,255,.24);
  border-radius: 14px;
  color: white;
  background: rgba(255,255,255,.12);
  font: inherit;
  font-size: 25px;
  cursor: pointer;
}
.header-title { min-width: 0; text-align: center; }
.header-title strong { display: block; font-size: 17px; line-height: 1.15; }
.header-title span { display: block; margin-top: 2px; color: rgba(255,255,255,.68); font-size: 11px; }
.mini-logo { width: 38px; height: 38px; border-radius: 11px; }
.content-main { width: min(820px, 100%); margin: 0 auto; padding: 22px 16px calc(34px + env(safe-area-inset-bottom)); }
.hero-card, .section-card, .toc, .faq-group {
  border: 1px solid rgba(255,255,255,.62);
  border-radius: 24px;
  background: var(--surface);
  box-shadow: 0 22px 55px rgba(0,24,92,.22);
}
.hero-card { padding: 26px 24px; }
.hero-card .eyebrow { margin: 0 0 8px; color: var(--blue-700); font-size: 12px; font-weight: 850; letter-spacing: .11em; text-transform: uppercase; }
.hero-card h1 { margin: 0; font-size: clamp(30px, 8vw, 44px); line-height: 1.02; letter-spacing: -.045em; }
.hero-card .lead { margin: 14px 0 0; color: var(--muted); font-size: 16px; line-height: 1.55; }
.section-grid { display: grid; gap: 14px; margin-top: 14px; }
.section-card { padding: 21px 20px; }
.section-card h2, .faq-group h2 { margin: 0 0 12px; font-size: 21px; letter-spacing: -.025em; }
.section-card h3 { margin: 18px 0 8px; font-size: 16px; }
.section-card p { margin: 9px 0; color: #425273; line-height: 1.62; }
.clean-list { display: grid; gap: 10px; margin: 0; padding: 0; list-style: none; }
.clean-list li { position: relative; padding-left: 25px; color: #425273; line-height: 1.55; }
.clean-list li::before { content: "✓"; position: absolute; left: 0; top: 0; color: var(--blue-500); font-weight: 900; }
.contact-box { margin-top: 14px; padding: 15px; border-radius: 16px; background: #eef5ff; color: #425273; line-height: 1.65; }
.contact-box a { font-weight: 800; text-decoration: none; }
.tab-nav { display: flex; gap: 8px; margin: 0 0 14px; overflow-x: auto; scrollbar-width: none; }
.tab-nav::-webkit-scrollbar { display: none; }
.tab-nav a { flex: 0 0 auto; padding: 9px 13px; border: 1px solid rgba(255,255,255,.22); border-radius: 999px; color: rgba(255,255,255,.8); background: rgba(0,28,91,.26); font-size: 12px; font-weight: 750; text-decoration: none; }
.tab-nav a[aria-current="page"] { color: #10234a; border-color: var(--gold); background: var(--gold); }
.faq-list { display: grid; gap: 14px; }
.faq-group { padding: 20px; }
.faq-item { border-top: 1px solid var(--line); }
.faq-item summary { position: relative; padding: 16px 30px 16px 0; cursor: pointer; color: #17284d; font-weight: 800; line-height: 1.4; list-style: none; }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: "+"; position: absolute; top: 15px; right: 2px; color: var(--blue-700); font-size: 22px; line-height: 1; }
.faq-item[open] summary::after { content: "−"; }
.faq-answer { padding: 0 0 17px; color: #52617f; line-height: 1.6; }
.faq-answer p { margin: 0 0 9px; }
.toc { margin: 14px 0; padding: 18px 20px; }
.toc strong { display: block; margin-bottom: 10px; }
.toc ol { display: grid; gap: 7px; margin: 0; padding-left: 22px; }
.toc a { color: #345079; text-underline-offset: 3px; }
.legal-sections { display: grid; gap: 14px; }
.legal-section { scroll-margin-top: 92px; padding: 20px; border-radius: 20px; background: var(--surface); box-shadow: 0 16px 38px rgba(0,24,92,.18); }
.legal-section h2 { margin: 0 0 12px; color: #17284d; font-size: 20px; line-height: 1.25; }
.legal-copy { color: #425273; font-size: 14px; line-height: 1.62; }
.legal-copy p { margin: 0 0 11px; }
.site-footer { position: static; border-top: 1px solid rgba(255,255,255,.13); color: white; background: rgba(0,24,81,.32); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px); }
.site-footer-inner { width: min(820px, 100%); margin: 0 auto; padding: 19px 20px calc(19px + env(safe-area-inset-bottom)); display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.site-footer-nav { display: flex; flex-wrap: wrap; gap: 8px 22px; }
.site-footer-nav a { color: rgba(255,255,255,.9); font-size: 13px; font-weight: 750; text-decoration: none; }
.site-footer-support { color: rgba(255,255,255,.68); font-size: 11px; line-height: 1.55; text-align: right; }
.site-footer-support a { color: white; font-weight: 750; text-decoration: none; }
@media (min-width: 700px) { .section-grid.two { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 430px) {
  .content-main { padding-inline: 12px; }
  .hero-card { padding: 22px 19px; }
  .section-card, .faq-group, .legal-section { padding: 18px 17px; border-radius: 20px; }
  .site-footer-inner { display: block; padding-inline: 16px; text-align: center; }
  .site-footer-nav { justify-content: center; }
  .site-footer-support { margin-top: 10px; text-align: center; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }